Call reports 2012
NORMANGEE STATE BANK — 2012
What NORMANGEE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,970,000 | 92,847,000 | 94,553,000 | 96,123,000 |
| Total loans | 41,760,000 | 43,636,000 | 45,666,000 | 47,813,000 |
| Allowance for loan losses | 679,000 | 655,000 | 558,000 | 600,000 |
| Securities available for sale | 19,360,000 | 20,286,000 | 19,299,000 | 18,072,000 |
| Securities held to maturity | 20,573,000 | 21,961,000 | 23,012,000 | 23,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,465,000 | 80,011,000 | 81,045,000 | 83,329,000 |
| Interest-bearing deposits | 63,057,000 | 61,477,000 | 61,341,000 | 61,029,000 |
| Noninterest-bearing deposits | 16,408,000 | 18,534,000 | 19,704,000 | 22,300,000 |
| Equity capital | 11,924,000 | 12,378,000 | 12,986,000 | 12,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,156,000 | 3,347,000 | 4,417,000 |
| Interest expense | 116,000 | 232,000 | 345,000 | 456,000 |
| Net interest income | 941,000 | 1,924,000 | 3,002,000 | 3,961,000 |
| Noninterest income | 133,000 | 263,000 | 389,000 | 540,000 |
| Noninterest expense | 435,000 | 927,000 | 1,408,000 | 2,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 652,000 | 1,273,000 | 1,996,000 | 2,013,000 |
| Income tax | 166,000 | 308,000 | 471,000 | 437,000 |
| Net income | 486,000 | 965,000 | 1,525,000 | 1,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,154,000 | 11,633,000 | 12,194,000 | 11,876,000 |
| Total capital | 11,689,000 | 12,211,000 | 12,752,000 | 12,476,000 |
| Risk-weighted assets | 44,545,000 | 46,152,000 | 47,942,000 | 49,125,000 |