Call reports 2011
NORMANGEE STATE BANK — 2011
What NORMANGEE STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,060,000 | 89,000,000 | 90,605,000 | 84,847,000 |
| Total loans | 36,186,000 | 36,913,000 | 38,684,000 | 39,533,000 |
| Allowance for loan losses | 452,000 | 430,000 | 388,000 | 681,000 |
| Securities available for sale | 28,966,000 | 27,315,000 | 23,145,000 | 21,584,000 |
| Securities held to maturity | 15,753,000 | 20,194,000 | 20,501,000 | 20,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,546,000 | 76,850,000 | 77,879,000 | 72,527,000 |
| Interest-bearing deposits | 61,637,000 | 60,225,000 | 57,832,000 | 56,490,000 |
| Noninterest-bearing deposits | 15,909,000 | 16,625,000 | 20,047,000 | 16,037,000 |
| Equity capital | 10,843,000 | 11,474,000 | 11,981,000 | 11,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,125,000 | 3,223,000 | 4,287,000 |
| Interest expense | 147,000 | 288,000 | 421,000 | 543,000 |
| Net interest income | 887,000 | 1,837,000 | 2,802,000 | 3,744,000 |
| Noninterest income | 124,000 | 245,000 | 373,000 | 500,000 |
| Noninterest expense | 427,000 | 889,000 | 1,326,000 | 2,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 584,000 | 1,193,000 | 1,958,000 | 1,884,000 |
| Income tax | 157,000 | 304,000 | 509,000 | 425,000 |
| Net income | 427,000 | 889,000 | 1,449,000 | 1,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,005,000 | 10,467,000 | 11,027,000 | 10,669,000 |
| Total capital | 10,457,000 | 10,897,000 | 11,415,000 | 11,193,000 |
| Risk-weighted assets | 38,930,000 | 40,853,000 | 41,445,000 | 41,756,000 |