Call reports 2010
NORMANGEE STATE BANK — 2010
What NORMANGEE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,034,000 | 83,326,000 | 84,798,000 | 83,775,000 |
| Total loans | 31,363,000 | 32,174,000 | 33,867,000 | 34,359,000 |
| Allowance for loan losses | 360,000 | 323,000 | 479,000 | 440,000 |
| Securities available for sale | 35,709,000 | 34,480,000 | 32,036,000 | 29,542,000 |
| Securities held to maturity | 9,397,000 | 10,483,000 | 11,118,000 | 13,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,130,000 | 71,703,000 | 73,057,000 | 72,651,000 |
| Interest-bearing deposits | 57,268,000 | 57,180,000 | 56,628,000 | 56,858,000 |
| Noninterest-bearing deposits | 14,862,000 | 14,523,000 | 16,429,000 | 15,793,000 |
| Equity capital | 10,102,000 | 10,711,000 | 10,890,000 | 10,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,067,000 | 3,116,000 | 4,149,000 |
| Interest expense | 217,000 | 410,000 | 589,000 | 745,000 |
| Net interest income | 818,000 | 1,657,000 | 2,527,000 | 3,404,000 |
| Noninterest income | 108,000 | 221,000 | 335,000 | 446,000 |
| Noninterest expense | 374,000 | 793,000 | 1,191,000 | 2,012,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 552,000 | 1,085,000 | 1,471,000 | 1,638,000 |
| Income tax | 159,000 | 316,000 | 398,000 | 421,000 |
| Net income | 393,000 | 769,000 | 1,073,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,123,000 | 9,499,000 | 9,802,000 | 9,578,000 |
| Total capital | 9,483,000 | 9,822,000 | 10,259,000 | 10,018,000 |
| Risk-weighted assets | 34,779,000 | 35,526,000 | 36,538,000 | 36,977,000 |