Call reports 2002
NORMANGEE STATE BANK — 2002
What NORMANGEE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,868,000 | 48,024,000 | 48,068,000 | 50,151,000 |
| Total loans | 13,250,000 | 13,603,000 | 15,024,000 | 15,506,000 |
| Allowance for loan losses | 117,000 | 117,000 | 115,000 | 151,000 |
| Securities available for sale | 1,968,000 | 2,749,000 | 3,115,000 | 4,875,000 |
| Securities held to maturity | 25,397,000 | 24,931,000 | 23,329,000 | 22,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,587,000 | 39,506,000 | 39,251,000 | 41,876,000 |
| Interest-bearing deposits | 32,320,000 | 30,044,000 | 30,463,000 | 32,769,000 |
| Noninterest-bearing deposits | 9,267,000 | 9,462,000 | 8,788,000 | 9,107,000 |
| Equity capital | 7,976,000 | 8,183,000 | 8,433,000 | 8,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,321,000 | 1,986,000 | 2,631,000 |
| Interest expense | 255,000 | 480,000 | 681,000 | 855,000 |
| Net interest income | 413,000 | 841,000 | 1,305,000 | 1,776,000 |
| Noninterest income | 57,000 | 118,000 | 186,000 | 240,000 |
| Noninterest expense | 204,000 | 432,000 | 646,000 | 1,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 266,000 | 527,000 | 845,000 | 703,000 |
| Income tax | 49,000 | 109,000 | 179,000 | 95,000 |
| Net income | 217,000 | 418,000 | 666,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,966,000 | 8,167,000 | 8,415,000 | 7,989,000 |
| Total capital | 8,083,000 | 8,284,000 | 8,530,000 | 8,140,000 |
| Risk-weighted assets | 19,770,000 | 19,698,000 | 20,672,000 | 21,414,000 |