Call reports 2001
NORMANGEE STATE BANK — 2001
What NORMANGEE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,495,000 | 46,720,000 | 47,446,000 | 46,927,000 |
| Total loans | 13,071,000 | 13,381,000 | 13,468,000 | 12,860,000 |
| Allowance for loan losses | 97,000 | 90,000 | 85,000 | 123,000 |
| Securities available for sale | 1,201,000 | 183,000 | 2,187,000 | 2,040,000 |
| Securities held to maturity | 25,364,000 | 24,973,000 | 25,178,000 | 25,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,369,000 | 38,325,000 | 38,778,000 | 38,873,000 |
| Interest-bearing deposits | 29,298,000 | 29,520,000 | 29,509,000 | 30,006,000 |
| Noninterest-bearing deposits | 8,071,000 | 8,805,000 | 9,269,000 | 8,867,000 |
| Equity capital | 7,789,000 | 8,014,000 | 8,218,000 | 7,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,620,000 | 2,387,000 | 3,097,000 |
| Interest expense | 364,000 | 716,000 | 1,040,000 | 1,326,000 |
| Net interest income | 443,000 | 904,000 | 1,347,000 | 1,771,000 |
| Noninterest income | 57,000 | 115,000 | 167,000 | 225,000 |
| Noninterest expense | 239,000 | 465,000 | 674,000 | 1,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 55,000 |
| Pretax income | 261,000 | 607,000 | 840,000 | 664,000 |
| Income tax | 60,000 | 151,000 | 196,000 | 102,000 |
| Net income | 201,000 | 456,000 | 644,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,756,000 | 8,011,000 | 8,199,000 | 7,749,000 |
| Total capital | 7,853,000 | 8,101,000 | 8,284,000 | 7,872,000 |
| Risk-weighted assets | 18,617,000 | 18,428,000 | 18,511,000 | 18,902,000 |