Call reports 2001
MERCHANTS AND FARMERS BANK — 2001
What MERCHANTS AND FARMERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,276,000 | 8,878,000 | 8,821,000 | 9,144,000 |
| Total loans | 4,751,000 | 4,727,000 | 4,549,000 | 4,006,000 |
| Allowance for loan losses | 121,000 | 98,000 | 121,000 | 139,000 |
| Securities available for sale | 1,210,000 | 470,000 | 448,000 | 56,000 |
| Securities held to maturity | 649,000 | 1,450,000 | 1,449,000 | 1,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,164,000 | 7,710,000 | 7,667,000 | 8,029,000 |
| Interest-bearing deposits | 5,738,000 | 5,714,000 | 5,558,000 | 6,055,000 |
| Noninterest-bearing deposits | 2,426,000 | 1,996,000 | 2,109,000 | 1,974,000 |
| Equity capital | 1,027,000 | 1,073,000 | 1,067,000 | 1,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 356,000 | 520,000 | 674,000 |
| Interest expense | 54,000 | 110,000 | 166,000 | 217,000 |
| Net interest income | 127,000 | 246,000 | 354,000 | 457,000 |
| Noninterest income | 37,000 | 73,000 | 107,000 | 140,000 |
| Noninterest expense | 123,000 | 229,000 | 334,000 | 482,000 |
| Provision for loan losses | 15,000 | 32,000 | 52,000 | 76,000 |
| Pretax income | 26,000 | 58,000 | 57,000 | 22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 58,000 | 57,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,043,000 | 1,073,000 | 1,072,000 | 1,028,000 |
| Total capital | 1,129,000 | 1,152,000 | 1,153,000 | 1,111,000 |
| Risk-weighted assets | 6,855,000 | 6,271,000 | 6,447,000 | 6,596,000 |