Call reports 2026
VALUEBANK TEXAS — 2026
What VALUEBANK TEXAS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 303,038,000 | 303,590,000 |
| Total loans | 162,116,000 | 166,262,000 |
| Allowance for loan losses | 1,745,000 | 1,676,000 |
| Securities available for sale | 57,447,000 | 54,007,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 262,614,000 | 262,959,000 |
| Interest-bearing deposits | 157,745,000 | 156,034,000 |
| Noninterest-bearing deposits | 104,869,000 | 106,925,000 |
| Equity capital | 36,762,000 | 37,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,867,000 | 7,918,000 |
| Interest expense | 669,000 | 1,327,000 |
| Net interest income | 3,198,000 | 6,591,000 |
| Noninterest income | 645,000 | 1,324,000 |
| Noninterest expense | 2,747,000 | 5,483,000 |
| Provision for loan losses | -3,000 | -72,000 |
| Pretax income | 1,094,000 | 2,428,000 |
| Income tax | 213,000 | 477,000 |
| Net income | 881,000 | 1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,617,000 | 38,137,000 |