Call report 2025Q4
VALUEBANK TEXAS — 2025Q4
The 22 measures VALUEBANK TEXAS reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,496,000 | USD | evidence → |
| Total loans | 160,211,000 | USD | evidence → |
| Allowance for loan losses | 1,750,000 | USD | evidence → |
| Securities available for sale | 61,398,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,737,000 | USD | evidence → |
| Interest-bearing deposits | 155,575,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,162,000 | USD | evidence → |
| Equity capital | 36,010,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,583,000 | USD | evidence → |
| Interest expense | 2,655,000 | USD | evidence → |
| Net interest income | 13,928,000 | USD | evidence → |
| Noninterest income | 2,849,000 | USD | evidence → |
| Noninterest expense | 10,864,000 | USD | evidence → |
| Provision for loan losses | -237,000 | USD | evidence → |
| Pretax income | 5,902,000 | USD | evidence → |
| Income tax | 1,162,000 | USD | evidence → |
| Net income | 4,740,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,736,000 | USD | evidence → |