Call report 2004Q4
VALUEBANK TEXAS — 2004Q4
The 22 measures VALUEBANK TEXAS reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 140,197,000 | USD | evidence → |
| Total loans | 97,178,000 | USD | evidence → |
| Allowance for loan losses | 1,006,000 | USD | evidence → |
| Securities available for sale | 15,340,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,750,000 | USD | evidence → |
| Interest-bearing deposits | 76,638,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,112,000 | USD | evidence → |
| Equity capital | 12,572,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,119,000 | USD | evidence → |
| Interest expense | 524,000 | USD | evidence → |
| Net interest income | 7,595,000 | USD | evidence → |
| Noninterest income | 3,138,000 | USD | evidence → |
| Noninterest expense | 8,049,000 | USD | evidence → |
| Provision for loan losses | 247,000 | USD | evidence → |
| Pretax income | 2,436,000 | USD | evidence → |
| Income tax | 828,000 | USD | evidence → |
| Net income | 1,608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,665,000 | USD | evidence → |
| Total capital | 13,671,000 | USD | evidence → |
| Risk-weighted assets | 106,410,000 | USD | evidence → |