Call reports 2002
METROPOLITAN NATIONAL BANK — 2002
What METROPOLITAN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 319,842,000 | 325,960,000 | 330,089,000 |
| Total loans | 240,817,000 | 246,939,000 | 252,840,000 |
| Allowance for loan losses | 2,443,000 | 2,447,000 | 2,495,000 |
| Securities available for sale | 35,928,000 | 42,187,000 | 38,714,000 |
| Securities held to maturity | 2,904,000 | 2,904,000 | 2,904,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 273,590,000 | 274,747,000 | 271,711,000 |
| Interest-bearing deposits | 242,400,000 | 240,388,000 | 239,635,000 |
| Noninterest-bearing deposits | 31,190,000 | 34,359,000 | 32,076,000 |
| Equity capital | 22,804,000 | 22,503,000 | 23,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 4,915,000 | 9,844,000 | 14,772,000 |
| Interest expense | 1,525,000 | 3,008,000 | 4,428,000 |
| Net interest income | 3,390,000 | 6,836,000 | 10,344,000 |
| Noninterest income | 837,000 | 1,716,000 | 2,665,000 |
| Noninterest expense | 3,059,000 | 5,695,000 | 8,275,000 |
| Provision for loan losses | 102,000 | 204,000 | 306,000 |
| Pretax income | 1,066,000 | 2,653,000 | 4,428,000 |
| Income tax | 335,000 | 853,000 | 1,438,000 |
| Net income | 731,000 | 1,800,000 | 2,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 22,497,000 | 21,887,000 | 23,076,000 |
| Total capital | 24,940,000 | 24,334,000 | 25,571,000 |
| Risk-weighted assets | 230,681,000 | 235,318,000 | 239,816,000 |