Call reports 2001
METROPOLITAN NATIONAL BANK — 2001
What METROPOLITAN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 314,511,000 | 301,842,000 | 305,769,000 | 317,846,000 |
| Total loans | 231,335,000 | 231,703,000 | 233,768,000 | 236,348,000 |
| Allowance for loan losses | 2,934,000 | 2,846,000 | 2,815,000 | 2,350,000 |
| Securities available for sale | 41,086,000 | 38,835,000 | 37,941,000 | 35,712,000 |
| Securities held to maturity | 416,000 | 105,000 | 105,000 | 2,903,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,829,000 | 257,627,000 | 263,182,000 | 274,585,000 |
| Interest-bearing deposits | 243,393,000 | 226,625,000 | 230,576,000 | 237,015,000 |
| Noninterest-bearing deposits | 30,436,000 | 31,002,000 | 32,606,000 | 37,570,000 |
| Equity capital | 21,691,000 | 22,328,000 | 22,032,000 | 22,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,538,000 | 11,040,000 | 16,382,000 | 21,565,000 |
| Interest expense | 2,407,000 | 4,606,000 | 6,568,000 | 8,319,000 |
| Net interest income | 3,131,000 | 6,434,000 | 9,814,000 | 13,246,000 |
| Noninterest income | 814,000 | 1,613,000 | 2,419,000 | 3,298,000 |
| Noninterest expense | 2,527,000 | 5,042,000 | 7,464,000 | 9,864,000 |
| Provision for loan losses | 0 | 0 | 38,000 | 246,000 |
| Pretax income | 1,418,000 | 3,005,000 | 4,731,000 | 6,434,000 |
| Income tax | 468,000 | 997,000 | 1,572,000 | 2,133,000 |
| Net income | 950,000 | 2,008,000 | 3,159,000 | 4,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,311,000 | 21,870,000 | 21,221,000 | 21,763,000 |
| Total capital | 24,094,000 | 24,617,000 | 24,021,000 | 24,113,000 |
| Risk-weighted assets | 222,491,000 | 219,656,000 | 223,994,000 | 227,861,000 |