Call reports 2026
CITIZENS STATE BANK — 2026
What CITIZENS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,214,543,000 | 1,219,362,000 |
| Total loans | 760,718,000 | 760,273,000 |
| Allowance for loan losses | 7,855,000 | 8,470,000 |
| Securities available for sale | 273,730,000 | 271,176,000 |
| Securities held to maturity | 7,557,000 | 14,407,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,050,158,000 | 1,050,405,000 |
| Interest-bearing deposits | 742,979,000 | 748,660,000 |
| Noninterest-bearing deposits | 307,179,000 | 301,745,000 |
| Equity capital | 150,317,000 | 154,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,915,000 | 34,700,000 |
| Interest expense | 4,220,000 | 8,388,000 |
| Net interest income | 12,695,000 | 26,312,000 |
| Noninterest income | 1,579,000 | 3,386,000 |
| Noninterest expense | 7,775,000 | 14,949,000 |
| Provision for loan losses | 587,000 | 1,992,000 |
| Pretax income | 5,828,000 | 12,661,000 |
| Income tax | 1,147,000 | 2,632,000 |
| Net income | 4,681,000 | 10,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 151,867,000 | 157,093,000 |