Call report 2025Q4
CITIZENS STATE BANK — 2025Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,206,192,000 | USD | evidence → |
| Total loans | 750,339,000 | USD | evidence → |
| Allowance for loan losses | 7,559,000 | USD | evidence → |
| Securities available for sale | 275,925,000 | USD | evidence → |
| Securities held to maturity | 8,281,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,048,435,000 | USD | evidence → |
| Interest-bearing deposits | 726,170,000 | USD | evidence → |
| Noninterest-bearing deposits | 322,265,000 | USD | evidence → |
| Equity capital | 146,306,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 65,913,000 | USD | evidence → |
| Interest expense | 16,928,000 | USD | evidence → |
| Net interest income | 48,985,000 | USD | evidence → |
| Noninterest income | 6,393,000 | USD | evidence → |
| Noninterest expense | 28,735,000 | USD | evidence → |
| Provision for loan losses | 1,289,000 | USD | evidence → |
| Pretax income | 25,147,000 | USD | evidence → |
| Income tax | 4,960,000 | USD | evidence → |
| Net income | 20,187,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 147,357,000 | USD | evidence → |