Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,278,000 | USD | evidence → |
| Total loans | 98,816,000 | USD | evidence → |
| Allowance for loan losses | 1,085,000 | USD | evidence → |
| Securities available for sale | 65,349,000 | USD | evidence → |
| Securities held to maturity | 2,180,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,477,000 | USD | evidence → |
| Interest-bearing deposits | 141,792,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,685,000 | USD | evidence → |
| Equity capital | 16,171,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,839,000 | USD | evidence → |
| Interest expense | 2,018,000 | USD | evidence → |
| Net interest income | 6,821,000 | USD | evidence → |
| Noninterest income | 1,951,000 | USD | evidence → |
| Noninterest expense | 6,589,000 | USD | evidence → |
| Provision for loan losses | 485,000 | USD | evidence → |
| Pretax income | 1,698,000 | USD | evidence → |
| Income tax | 500,000 | USD | evidence → |
| Net income | 1,198,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,201,000 | USD | evidence → |
| Total capital | 17,286,000 | USD | evidence → |
| Risk-weighted assets | 112,241,000 | USD | evidence → |