Call reports 2024
NORTHSIDE COMMUNITY BANK — 2024
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 250,713,000 | 263,148,000 | 308,768,000 |
| Total loans | 204,179,000 | 212,847,000 | 212,294,000 |
| Allowance for loan losses | 2,540,000 | 2,540,000 | 2,540,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 3,483,000 | 3,481,000 | 3,423,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 190,713,000 | 202,663,000 | 272,972,000 |
| Interest-bearing deposits | 154,547,000 | 163,560,000 | 236,844,000 |
| Noninterest-bearing deposits | 36,166,000 | 39,103,000 | 36,128,000 |
| Equity capital | 51,675,000 | 51,999,000 | 25,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 2,868,000 | 5,980,000 | 9,229,000 |
| Interest expense | 1,230,000 | 2,561,000 | 4,023,000 |
| Net interest income | 1,638,000 | 3,419,000 | 5,206,000 |
| Noninterest income | 138,000 | 281,000 | 418,000 |
| Noninterest expense | 1,392,000 | 2,905,000 | 6,739,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 384,000 | 795,000 | -1,115,000 |
| Income tax | 36,000 | 123,000 | 191,000 |
| Net income | 348,000 | 672,000 | -1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 50,319,000 | 50,643,000 | 23,950,000 |
| Total capital | 52,859,000 | 53,183,000 | 26,490,000 |
| Risk-weighted assets | 237,805,000 | 240,114,000 | 227,280,000 |