Call reports 2023
NORTHSIDE COMMUNITY BANK — 2023
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 248,795,000 | 270,894,000 | 267,046,000 | 255,461,000 |
| Total loans | 200,973,000 | 194,465,000 | 197,223,000 | 193,708,000 |
| Allowance for loan losses | 2,539,000 | 2,540,000 | 2,540,000 | 2,540,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,847,000 | 3,836,000 | 3,710,000 | 3,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,473,000 | 208,760,000 | 207,702,000 | 195,589,000 |
| Interest-bearing deposits | 142,139,000 | 167,655,000 | 162,906,000 | 158,145,000 |
| Noninterest-bearing deposits | 44,334,000 | 41,105,000 | 44,796,000 | 37,444,000 |
| Equity capital | 53,205,000 | 53,668,000 | 50,960,000 | 51,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,703,000 | 5,420,000 | 8,330,000 | 11,279,000 |
| Interest expense | 423,000 | 1,393,000 | 2,609,000 | 3,885,000 |
| Net interest income | 2,280,000 | 4,027,000 | 5,721,000 | 7,394,000 |
| Noninterest income | 124,000 | 247,000 | 382,000 | 513,000 |
| Noninterest expense | 1,510,000 | 2,762,000 | 4,187,000 | 5,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 894,000 | 1,512,000 | 1,916,000 | 2,358,000 |
| Income tax | 240,000 | 396,000 | 507,000 | 583,000 |
| Net income | 654,000 | 1,116,000 | 1,409,000 | 1,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,835,000 | 52,298,000 | 49,590,000 | 49,971,000 |
| Total capital | 54,374,000 | 54,838,000 | 52,130,000 | 52,511,000 |
| Risk-weighted assets | 233,323,000 | 224,518,000 | 226,841,000 | 229,609,000 |