Call reports 2022
NORTHSIDE COMMUNITY BANK — 2022
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 311,502,000 | 290,575,000 | 285,600,000 | 256,364,000 |
| Total loans | 197,614,000 | 203,647,000 | 201,681,000 | 203,042,000 |
| Allowance for loan losses | 2,524,000 | 2,527,000 | 2,531,000 | 2,534,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,459,000 | 5,448,000 | 5,334,000 | 4,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,783,000 | 230,051,000 | 224,361,000 | 194,904,000 |
| Interest-bearing deposits | 178,846,000 | 166,877,000 | 159,856,000 | 146,033,000 |
| Noninterest-bearing deposits | 67,937,000 | 63,174,000 | 64,505,000 | 48,871,000 |
| Equity capital | 50,574,000 | 51,131,000 | 51,734,000 | 52,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,234,000 | 4,561,000 | 7,063,000 | 9,827,000 |
| Interest expense | 64,000 | 123,000 | 252,000 | 480,000 |
| Net interest income | 2,170,000 | 4,438,000 | 6,811,000 | 9,347,000 |
| Noninterest income | 127,000 | 252,000 | 391,000 | 525,000 |
| Noninterest expense | 1,989,000 | 3,582,000 | 5,251,000 | 6,855,000 |
| Provision for loan losses | -500,000 | -500,000 | -500,000 | -500,000 |
| Pretax income | 755,000 | 1,518,000 | 2,361,000 | 3,427,000 |
| Income tax | 204,000 | 410,000 | 650,000 | 898,000 |
| Net income | 551,000 | 1,108,000 | 1,711,000 | 2,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,179,000 | 49,736,000 | 50,339,000 | 51,182,000 |
| Total capital | 51,703,000 | 52,263,000 | 52,870,000 | 53,716,000 |
| Risk-weighted assets | 234,521,000 | 238,242,000 | 235,503,000 | 235,654,000 |