Call reports 2021
NORTHSIDE COMMUNITY BANK — 2021
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 289,380,000 | 292,790,000 | 291,592,000 | 325,441,000 |
| Total loans | 206,598,000 | 200,762,000 | 196,555,000 | 203,176,000 |
| Allowance for loan losses | 3,321,000 | 2,954,000 | 3,016,000 | 3,020,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,998,000 | 6,991,000 | 5,564,000 | 5,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,715,000 | 221,991,000 | 220,018,000 | 261,752,000 |
| Interest-bearing deposits | 166,541,000 | 165,627,000 | 163,090,000 | 200,380,000 |
| Noninterest-bearing deposits | 53,174,000 | 56,364,000 | 56,928,000 | 61,372,000 |
| Equity capital | 58,743,000 | 58,937,000 | 59,500,000 | 50,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,653,000 | 6,909,000 | 9,145,000 |
| Interest expense | 252,000 | 449,000 | 559,000 | 636,000 |
| Net interest income | 2,113,000 | 4,204,000 | 6,350,000 | 8,509,000 |
| Noninterest income | 132,000 | 261,000 | 379,000 | 514,000 |
| Noninterest expense | 1,541,000 | 3,025,000 | 4,512,000 | 6,084,000 |
| Provision for loan losses | 0 | -375,000 | -375,000 | -375,000 |
| Pretax income | 684,000 | 1,798,000 | 2,570,000 | 3,281,000 |
| Income tax | 191,000 | 525,000 | 734,000 | 925,000 |
| Net income | 493,000 | 1,273,000 | 1,836,000 | 2,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,431,000 | 57,675,000 | 58,123,000 | 48,628,000 |
| Total capital | 60,287,000 | 60,490,000 | 61,032,000 | 51,545,000 |
| Risk-weighted assets | 228,087,000 | 225,075,000 | 232,657,000 | 233,263,000 |