Call reports 2020
NORTHSIDE COMMUNITY BANK — 2020
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 249,118,000 | 292,663,000 | 278,005,000 | 281,457,000 |
| Total loans | 199,750,000 | 213,294,000 | 206,267,000 | 195,866,000 |
| Allowance for loan losses | 3,293,000 | 3,300,000 | 3,307,000 | 3,314,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,575,000 | 1,574,000 | 4,712,000 | 5,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,339,000 | 224,592,000 | 209,808,000 | 212,332,000 |
| Interest-bearing deposits | 147,311,000 | 173,373,000 | 161,808,000 | 165,337,000 |
| Noninterest-bearing deposits | 38,028,000 | 51,219,000 | 48,000,000 | 46,995,000 |
| Equity capital | 57,309,000 | 57,257,000 | 57,693,000 | 58,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 5,205,000 | 7,503,000 | 9,939,000 |
| Interest expense | 397,000 | 788,000 | 1,137,000 | 1,432,000 |
| Net interest income | 2,078,000 | 4,417,000 | 6,366,000 | 8,507,000 |
| Noninterest income | 125,000 | 280,000 | 441,000 | 601,000 |
| Noninterest expense | 1,477,000 | 2,995,000 | 4,512,000 | 6,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 744,000 | 1,729,000 | 2,322,000 | 3,044,000 |
| Income tax | 205,000 | 493,000 | 649,000 | 815,000 |
| Net income | 539,000 | 1,236,000 | 1,673,000 | 2,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,821,000 | 55,851,000 | 56,322,000 | 56,949,000 |
| Total capital | 58,736,000 | 58,747,000 | 58,992,000 | 59,680,000 |
| Risk-weighted assets | 232,879,000 | 231,293,000 | 213,008,000 | 217,962,000 |