Call reports 2019
NORTHSIDE COMMUNITY BANK — 2019
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 236,828,000 | 236,441,000 | 240,838,000 | 243,562,000 |
| Total loans | 174,800,000 | 192,475,000 | 191,057,000 | 196,123,000 |
| Allowance for loan losses | 4,049,000 | 3,802,000 | 3,851,000 | 3,285,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,555,000 | 2,552,000 | 2,485,000 | 1,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,503,000 | 175,183,000 | 178,930,000 | 180,000,000 |
| Interest-bearing deposits | 127,775,000 | 133,897,000 | 139,474,000 | 144,180,000 |
| Noninterest-bearing deposits | 48,728,000 | 41,286,000 | 39,456,000 | 35,820,000 |
| Equity capital | 54,314,000 | 55,189,000 | 55,807,000 | 56,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,294,000 | 4,738,000 | 7,234,000 | 9,712,000 |
| Interest expense | 239,000 | 515,000 | 841,000 | 1,246,000 |
| Net interest income | 2,055,000 | 4,223,000 | 6,393,000 | 8,466,000 |
| Noninterest income | 140,000 | 274,000 | 414,000 | 572,000 |
| Noninterest expense | 1,438,000 | 2,797,000 | 4,269,000 | 5,708,000 |
| Provision for loan losses | -4,046,000 | -4,421,000 | -4,421,000 | -4,996,000 |
| Pretax income | 4,816,000 | 6,150,000 | 6,996,000 | 8,358,000 |
| Income tax | 1,359,000 | 1,818,000 | 2,046,000 | 2,444,000 |
| Net income | 3,457,000 | 4,332,000 | 4,950,000 | 5,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,936,000 | 53,489,000 | 54,185,000 | 55,240,000 |
| Total capital | 55,591,000 | 56,286,000 | 56,784,000 | 58,126,000 |
| Risk-weighted assets | 211,022,000 | 222,799,000 | 206,727,000 | 230,488,000 |