Call reports 2018
NORTHSIDE COMMUNITY BANK — 2018
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 235,778,000 | 229,610,000 | 220,218,000 | 224,155,000 |
| Total loans | 191,881,000 | 183,660,000 | 178,511,000 | 176,613,000 |
| Allowance for loan losses | 4,192,000 | 4,045,000 | 4,101,000 | 4,000,000 |
| Securities available for sale | 1,047,000 | 1,045,000 | 1,043,000 | 1,060,000 |
| Securities held to maturity | 2,402,000 | 3,007,000 | 2,952,000 | 2,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,708,000 | 170,347,000 | 160,334,000 | 163,129,000 |
| Interest-bearing deposits | 140,852,000 | 130,891,000 | 118,792,000 | 123,316,000 |
| Noninterest-bearing deposits | 35,856,000 | 39,456,000 | 41,542,000 | 39,813,000 |
| Equity capital | 52,885,000 | 53,217,000 | 53,873,000 | 54,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,482,000 | 6,727,000 | 9,143,000 |
| Interest expense | 159,000 | 317,000 | 498,000 | 722,000 |
| Net interest income | 2,045,000 | 4,165,000 | 6,229,000 | 8,421,000 |
| Noninterest income | 140,000 | 297,000 | 447,000 | 600,000 |
| Noninterest expense | 1,447,000 | 2,796,000 | 4,086,000 | 5,579,000 |
| Provision for loan losses | 0 | -400,000 | -400,000 | -600,000 |
| Pretax income | 738,000 | 2,066,000 | 2,990,000 | 4,042,000 |
| Income tax | 207,000 | 597,000 | 861,000 | 1,154,000 |
| Net income | 531,000 | 1,469,000 | 2,129,000 | 2,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,554,000 | 50,264,000 | 50,668,000 | 51,841,000 |
| Total capital | 52,357,000 | 52,991,000 | 53,353,000 | 54,519,000 |
| Risk-weighted assets | 222,886,000 | 216,893,000 | 213,416,000 | 212,954,000 |