Call reports 2017
NORTHSIDE COMMUNITY BANK — 2017
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 235,329,000 | 239,638,000 | 231,996,000 | 235,045,000 |
| Total loans | 181,846,000 | 185,837,000 | 190,482,000 | 187,979,000 |
| Allowance for loan losses | 4,032,000 | 3,980,000 | 4,048,000 | 4,138,000 |
| Securities available for sale | 1,042,000 | 1,053,000 | 1,060,000 | 1,059,000 |
| Securities held to maturity | 4,151,000 | 4,149,000 | 3,765,000 | 2,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,346,000 | 180,928,000 | 172,608,000 | 175,840,000 |
| Interest-bearing deposits | 140,614,000 | 142,959,000 | 135,132,000 | 140,647,000 |
| Noninterest-bearing deposits | 36,732,000 | 37,969,000 | 37,476,000 | 35,193,000 |
| Equity capital | 52,059,000 | 52,514,000 | 53,001,000 | 52,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,258,000 | 6,462,000 | 8,732,000 |
| Interest expense | 74,000 | 158,000 | 252,000 | 372,000 |
| Net interest income | 1,985,000 | 4,100,000 | 6,210,000 | 8,360,000 |
| Noninterest income | 139,000 | 486,000 | 631,000 | 743,000 |
| Noninterest expense | 1,492,000 | 3,355,000 | 4,813,000 | 6,174,000 |
| Provision for loan losses | 0 | -150,000 | -150,000 | -150,000 |
| Pretax income | 632,000 | 1,381,000 | 2,178,000 | 3,079,000 |
| Income tax | 239,000 | 536,000 | 847,000 | 2,001,000 |
| Net income | 393,000 | 845,000 | 1,331,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,552,000 | 49,135,000 | 49,985,000 | 49,206,000 |
| Total capital | 51,309,000 | 51,915,000 | 52,824,000 | 52,016,000 |
| Risk-weighted assets | 218,212,000 | 220,576,000 | 225,371,000 | 222,819,000 |