Call reports 2016
NORTHSIDE COMMUNITY BANK — 2016
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 229,432,000 | 235,056,000 | 229,175,000 | 238,283,000 |
| Total loans | 159,700,000 | 167,506,000 | 159,550,000 | 179,739,000 |
| Allowance for loan losses | 4,406,000 | 4,080,000 | 4,074,000 | 3,977,000 |
| Securities available for sale | 1,050,000 | 1,062,000 | 1,065,000 | 1,036,000 |
| Securities held to maturity | 7,086,000 | 5,655,000 | 5,109,000 | 4,216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,779,000 | 175,920,000 | 171,733,000 | 179,849,000 |
| Interest-bearing deposits | 138,422,000 | 139,469,000 | 134,345,000 | 143,883,000 |
| Noninterest-bearing deposits | 32,357,000 | 36,451,000 | 37,388,000 | 35,966,000 |
| Equity capital | 53,210,000 | 52,655,000 | 51,794,000 | 52,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,659,000 | 5,549,000 | 7,495,000 |
| Interest expense | 61,000 | 120,000 | 180,000 | 242,000 |
| Net interest income | 1,743,000 | 3,539,000 | 5,369,000 | 7,253,000 |
| Noninterest income | 120,000 | 406,000 | 590,000 | 731,000 |
| Noninterest expense | 1,469,000 | 3,484,000 | 4,973,000 | 6,645,000 |
| Provision for loan losses | 0 | -485,000 | -485,000 | -695,000 |
| Pretax income | 394,000 | 946,000 | 1,471,000 | 2,034,000 |
| Income tax | 127,000 | 357,000 | 541,000 | 711,000 |
| Net income | 267,000 | 589,000 | 930,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,139,000 | 48,706,000 | 47,999,000 | 48,613,000 |
| Total capital | 51,682,000 | 51,300,000 | 50,506,000 | 51,412,000 |
| Risk-weighted assets | 199,752,000 | 204,349,000 | 197,324,000 | 221,126,000 |