Call reports 2015
NORTHSIDE COMMUNITY BANK — 2015
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 242,265,000 | 233,941,000 | 235,256,000 | 231,619,000 |
| Total loans | 146,524,000 | 154,444,000 | 158,650,000 | 158,230,000 |
| Allowance for loan losses | 4,608,000 | 4,487,000 | 5,102,000 | 4,326,000 |
| Securities available for sale | 1,029,000 | 1,021,000 | 1,036,000 | 1,030,000 |
| Securities held to maturity | 7,734,000 | 8,879,000 | 7,735,000 | 6,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,148,000 | 174,199,000 | 177,251,000 | 173,130,000 |
| Interest-bearing deposits | 150,571,000 | 142,402,000 | 143,281,000 | 140,775,000 |
| Noninterest-bearing deposits | 32,577,000 | 31,797,000 | 33,970,000 | 32,355,000 |
| Equity capital | 51,998,000 | 52,337,000 | 52,630,000 | 52,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,029,000 | 4,012,000 | 5,933,000 | 7,789,000 |
| Interest expense | 82,000 | 157,000 | 222,000 | 285,000 |
| Net interest income | 1,947,000 | 3,855,000 | 5,711,000 | 7,504,000 |
| Noninterest income | 198,000 | 276,000 | 421,000 | 617,000 |
| Noninterest expense | 1,718,000 | 3,553,000 | 5,078,000 | 7,363,000 |
| Provision for loan losses | 0 | -345,000 | -345,000 | -1,145,000 |
| Pretax income | 427,000 | 923,000 | 1,399,000 | 1,903,000 |
| Income tax | 121,000 | 269,000 | 457,000 | 650,000 |
| Net income | 306,000 | 654,000 | 942,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,765,000 | 47,700,000 | 48,393,000 | 48,912,000 |
| Total capital | 50,051,000 | 50,168,000 | 50,862,000 | 51,392,000 |
| Risk-weighted assets | 178,176,000 | 192,603,000 | 192,288,000 | 194,062,000 |