Call reports 2014
NORTHSIDE COMMUNITY BANK — 2014
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 279,992,000 | 270,563,000 | 256,589,000 | 246,444,000 |
| Total loans | 177,218,000 | 178,249,000 | 169,402,000 | 172,681,000 |
| Allowance for loan losses | 5,163,000 | 4,916,000 | 5,047,000 | 4,442,000 |
| Securities available for sale | 979,000 | 997,000 | 1,000,000 | 1,014,000 |
| Securities held to maturity | 5,439,000 | 5,947,000 | 5,924,000 | 6,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,674,000 | 200,397,000 | 196,957,000 | 187,000,000 |
| Interest-bearing deposits | 176,185,000 | 168,688,000 | 161,222,000 | 158,487,000 |
| Noninterest-bearing deposits | 28,489,000 | 31,709,000 | 35,735,000 | 28,513,000 |
| Equity capital | 61,107,000 | 56,218,000 | 51,272,000 | 51,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,753,000 | 7,064,000 | 9,257,000 |
| Interest expense | 140,000 | 275,000 | 372,000 | 459,000 |
| Net interest income | 2,243,000 | 4,478,000 | 6,692,000 | 8,798,000 |
| Noninterest income | 296,000 | 78,000 | 231,000 | 376,000 |
| Noninterest expense | 1,994,000 | 4,066,000 | 5,801,000 | 7,424,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 545,000 | 490,000 | 1,122,000 | 1,750,000 |
| Income tax | 263,000 | -195,000 | 507,000 | 727,000 |
| Net income | 282,000 | 685,000 | 615,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,661,000 | 47,124,000 | 42,670,000 | 43,359,000 |
| Total capital | 54,241,000 | 49,646,000 | 45,089,000 | 45,817,000 |
| Risk-weighted assets | 203,805,000 | 199,333,000 | 190,857,000 | 194,622,000 |