Call reports 2012
NORTHSIDE COMMUNITY BANK — 2012
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 361,928,000 | 354,720,000 | 342,205,000 | 331,145,000 |
| Total loans | 320,924,000 | 302,724,000 | 274,490,000 | 236,721,000 |
| Allowance for loan losses | 13,845,000 | 14,231,000 | 14,665,000 | 13,652,000 |
| Securities available for sale | 973,000 | 991,000 | 1,005,000 | 1,005,000 |
| Securities held to maturity | 2,383,000 | 3,379,000 | 6,879,000 | 9,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,923,000 | 281,922,000 | 270,070,000 | 258,358,000 |
| Interest-bearing deposits | 258,583,000 | 250,447,000 | 238,618,000 | 222,151,000 |
| Noninterest-bearing deposits | 28,340,000 | 31,475,000 | 31,452,000 | 36,207,000 |
| Equity capital | 58,344,000 | 58,515,000 | 58,204,000 | 58,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,247,000 | 8,345,000 | 11,943,000 | 15,279,000 |
| Interest expense | 489,000 | 908,000 | 1,230,000 | 1,497,000 |
| Net interest income | 3,758,000 | 7,437,000 | 10,713,000 | 13,782,000 |
| Noninterest income | 291,000 | 1,112,000 | 1,131,000 | 1,499,000 |
| Noninterest expense | 3,669,000 | 6,523,000 | 9,312,000 | 11,853,000 |
| Provision for loan losses | 555,000 | 2,192,000 | 3,352,000 | 3,552,000 |
| Pretax income | -175,000 | -166,000 | -820,000 | -124,000 |
| Income tax | -127,000 | -282,000 | -620,000 | -420,000 |
| Net income | -48,000 | 116,000 | -200,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,708,000 | 53,813,000 | 53,226,000 | 53,691,000 |
| Total capital | 57,878,000 | 57,775,000 | 56,861,000 | 56,891,000 |
| Risk-weighted assets | 323,909,000 | 306,708,000 | 279,780,000 | 245,516,000 |