Call reports 2011
NORTHSIDE COMMUNITY BANK — 2011
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 419,346,000 | 409,992,000 | 392,346,000 | 378,380,000 |
| Total loans | 376,386,000 | 352,489,000 | 343,618,000 | 331,394,000 |
| Allowance for loan losses | 13,283,000 | 12,255,000 | 11,721,000 | 14,070,000 |
| Securities available for sale | 909,000 | 929,000 | 960,000 | 968,000 |
| Securities held to maturity | 3,693,000 | 3,692,000 | 8,431,000 | 1,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,192,000 | 323,979,000 | 313,818,000 | 297,719,000 |
| Interest-bearing deposits | 309,406,000 | 292,150,000 | 280,044,000 | 266,645,000 |
| Noninterest-bearing deposits | 28,786,000 | 31,829,000 | 33,774,000 | 31,074,000 |
| Equity capital | 59,599,000 | 59,846,000 | 60,033,000 | 58,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,169,000 | 10,072,000 | 14,800,000 | 19,417,000 |
| Interest expense | 873,000 | 1,647,000 | 2,337,000 | 2,912,000 |
| Net interest income | 4,296,000 | 8,425,000 | 12,463,000 | 16,505,000 |
| Noninterest income | 122,000 | 218,000 | 273,000 | 123,000 |
| Noninterest expense | 3,611,000 | 6,337,000 | 10,196,000 | 11,409,000 |
| Provision for loan losses | 1,360,000 | 2,585,000 | 2,685,000 | 8,265,000 |
| Pretax income | -553,000 | -279,000 | -145,000 | -3,046,000 |
| Income tax | -373,000 | -338,000 | -376,000 | -1,641,000 |
| Net income | -180,000 | 59,000 | 231,000 | -1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,577,000 | 58,066,000 | 57,046,000 | 54,226,000 |
| Total capital | 62,508,000 | 62,757,000 | 61,508,000 | 58,522,000 |
| Risk-weighted assets | 386,141,000 | 367,744,000 | 349,686,000 | 333,904,000 |