Call reports 2010
NORTHSIDE COMMUNITY BANK — 2010
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 495,043,000 | 465,893,000 | 452,485,000 | 434,472,000 |
| Total loans | 428,773,000 | 414,751,000 | 404,852,000 | 389,779,000 |
| Allowance for loan losses | 12,529,000 | 13,225,000 | 13,461,000 | 13,473,000 |
| Securities available for sale | 638,000 | 655,000 | 919,000 | 905,000 |
| Securities held to maturity | 3,352,000 | 3,851,000 | 3,677,000 | 3,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,431,000 | 381,420,000 | 370,072,000 | 352,944,000 |
| Interest-bearing deposits | 381,331,000 | 352,877,000 | 339,825,000 | 320,578,000 |
| Noninterest-bearing deposits | 29,100,000 | 28,543,000 | 30,247,000 | 32,366,000 |
| Equity capital | 58,837,000 | 59,513,000 | 59,639,000 | 59,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,085,000 | 12,359,000 | 18,160,000 | 23,726,000 |
| Interest expense | 1,855,000 | 3,483,000 | 4,782,000 | 5,824,000 |
| Net interest income | 4,230,000 | 8,876,000 | 13,378,000 | 17,902,000 |
| Noninterest income | 299,000 | 396,000 | 498,000 | 616,000 |
| Noninterest expense | 2,639,000 | 5,230,000 | 7,819,000 | 10,423,000 |
| Provision for loan losses | 885,000 | 2,330,000 | 4,315,000 | 6,360,000 |
| Pretax income | 1,005,000 | 1,712,000 | 1,742,000 | 1,735,000 |
| Income tax | 323,000 | 361,000 | 270,000 | 108,000 |
| Net income | 682,000 | 1,351,000 | 1,472,000 | 1,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,075,000 | 58,460,000 | 58,569,000 | 58,758,000 |
| Total capital | 62,761,000 | 63,810,000 | 63,788,000 | 63,853,000 |
| Risk-weighted assets | 447,688,000 | 423,137,000 | 416,354,000 | 399,191,000 |