Call reports 2009
NORTHSIDE COMMUNITY BANK — 2009
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 538,649,000 | 526,993,000 | 521,275,000 | 493,019,000 |
| Total loans | 495,412,000 | 464,852,000 | 459,978,000 | 433,342,000 |
| Allowance for loan losses | 12,858,000 | 13,375,000 | 14,170,000 | 11,969,000 |
| Securities available for sale | 610,000 | 615,000 | 630,000 | 627,000 |
| Securities held to maturity | 7,483,000 | 5,982,000 | 5,809,000 | 4,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,731,000 | 426,682,000 | 429,507,000 | 410,016,000 |
| Interest-bearing deposits | 402,080,000 | 397,544,000 | 403,056,000 | 385,658,000 |
| Noninterest-bearing deposits | 27,651,000 | 29,138,000 | 26,451,000 | 24,358,000 |
| Equity capital | 76,613,000 | 68,587,000 | 67,055,000 | 58,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,096,000 | 14,136,000 | 20,587,000 | 26,979,000 |
| Interest expense | 3,346,000 | 6,339,000 | 9,247,000 | 11,636,000 |
| Net interest income | 3,750,000 | 7,797,000 | 11,340,000 | 15,343,000 |
| Noninterest income | 130,000 | 464,000 | 707,000 | 769,000 |
| Noninterest expense | 2,238,000 | 4,663,000 | 7,564,000 | 9,991,000 |
| Provision for loan losses | 1,250,000 | 7,650,000 | 11,150,000 | 28,040,000 |
| Pretax income | 392,000 | -4,052,000 | -6,667,000 | -21,919,000 |
| Income tax | -64,000 | -1,773,000 | -2,849,000 | -9,153,000 |
| Net income | 456,000 | -2,279,000 | -3,818,000 | -12,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,613,000 | 68,587,000 | 67,055,000 | 56,281,000 |
| Total capital | 82,990,000 | 74,643,000 | 73,059,000 | 62,015,000 |
| Risk-weighted assets | 503,691,000 | 477,201,000 | 472,149,000 | 452,449,000 |