Call reports 2008
NORTHSIDE COMMUNITY BANK — 2008
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 554,194,000 | 555,209,000 | 551,291,000 | 555,326,000 |
| Total loans | 517,151,000 | 519,722,000 | 510,307,000 | 507,699,000 |
| Allowance for loan losses | 11,773,000 | 10,473,000 | 10,557,000 | 12,481,000 |
| Securities available for sale | 1,592,000 | 1,556,000 | 1,582,000 | 598,000 |
| Securities held to maturity | 4,833,000 | 5,520,000 | 5,353,000 | 6,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,895,000 | 437,611,000 | 431,299,000 | 441,379,000 |
| Interest-bearing deposits | 400,774,000 | 406,871,000 | 398,923,000 | 411,027,000 |
| Noninterest-bearing deposits | 33,121,000 | 30,740,000 | 32,376,000 | 30,352,000 |
| Equity capital | 76,757,000 | 77,159,000 | 77,236,000 | 76,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,425,000 | 18,440,000 | 26,373,000 | 34,012,000 |
| Interest expense | 4,349,000 | 8,301,000 | 11,920,000 | 15,531,000 |
| Net interest income | 5,076,000 | 10,139,000 | 14,453,000 | 18,481,000 |
| Noninterest income | 128,000 | 274,000 | 407,000 | 536,000 |
| Noninterest expense | 2,469,000 | 4,643,000 | 6,813,000 | 9,231,000 |
| Provision for loan losses | 500,000 | 2,448,000 | 4,248,000 | 6,723,000 |
| Pretax income | 2,235,000 | 3,322,000 | 3,799,000 | 3,063,000 |
| Income tax | 826,000 | 1,116,000 | 1,159,000 | 747,000 |
| Net income | 1,409,000 | 2,206,000 | 2,640,000 | 2,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,744,000 | 77,158,000 | 77,224,000 | 76,541,000 |
| Total capital | 83,132,000 | 83,935,000 | 83,791,000 | 83,027,000 |
| Risk-weighted assets | 563,456,000 | 538,441,000 | 521,381,000 | 512,915,000 |