Call reports 2007
NORTHSIDE COMMUNITY BANK — 2007
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 629,063,000 | 631,550,000 | 623,690,000 | 566,465,000 |
| Total loans | 587,880,000 | 597,331,000 | 553,902,000 | 519,501,000 |
| Allowance for loan losses | 10,046,000 | 9,905,000 | 10,945,000 | 11,748,000 |
| Securities available for sale | 1,543,000 | 1,538,000 | 1,555,000 | 1,573,000 |
| Securities held to maturity | 12,151,000 | 6,681,000 | 14,768,000 | 17,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,235,000 | 518,348,000 | 509,180,000 | 451,673,000 |
| Interest-bearing deposits | 490,394,000 | 488,464,000 | 477,806,000 | 417,833,000 |
| Noninterest-bearing deposits | 31,841,000 | 29,884,000 | 31,374,000 | 33,840,000 |
| Equity capital | 68,007,000 | 69,848,000 | 76,122,000 | 77,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,801,000 | 24,126,000 | 35,654,000 | 46,819,000 |
| Interest expense | 5,857,000 | 11,937,000 | 17,909,000 | 23,173,000 |
| Net interest income | 5,944,000 | 12,189,000 | 17,745,000 | 23,646,000 |
| Noninterest income | 175,000 | 337,000 | 486,000 | 615,000 |
| Noninterest expense | 2,443,000 | 4,991,000 | 7,425,000 | 9,070,000 |
| Provision for loan losses | 1,200,000 | 1,500,000 | 2,430,000 | 4,565,000 |
| Pretax income | 2,476,000 | 6,035,000 | 8,376,000 | 10,626,000 |
| Income tax | 805,000 | 2,121,000 | 2,875,000 | 3,540,000 |
| Net income | 1,671,000 | 3,914,000 | 5,501,000 | 7,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,990,000 | 69,828,000 | 76,101,000 | 77,299,000 |
| Total capital | 75,955,000 | 77,718,000 | 83,872,000 | 84,522,000 |
| Risk-weighted assets | 635,080,000 | 629,158,000 | 618,504,000 | 573,282,000 |