Call reports 2006
NORTHSIDE COMMUNITY BANK — 2006
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 514,856,000 | 543,415,000 | 584,976,000 | 612,337,000 |
| Total loans | 483,755,000 | 503,887,000 | 548,857,000 | 567,962,000 |
| Allowance for loan losses | 10,051,000 | 10,251,000 | 10,597,000 | 10,998,000 |
| Securities available for sale | 1,505,000 | 1,497,000 | 1,526,000 | 1,532,000 |
| Securities held to maturity | 6,619,000 | 13,581,000 | 6,466,000 | 9,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,422,000 | 451,329,000 | 476,300,000 | 506,212,000 |
| Interest-bearing deposits | 385,872,000 | 415,336,000 | 440,168,000 | 466,686,000 |
| Noninterest-bearing deposits | 35,550,000 | 35,993,000 | 36,133,000 | 39,525,000 |
| Equity capital | 61,489,000 | 63,492,000 | 65,612,000 | 66,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 9,108,000 | 19,050,000 | 29,962,000 | 41,617,000 |
| Interest expense | 3,612,000 | 7,784,000 | 12,594,000 | 18,188,000 |
| Net interest income | 5,496,000 | 11,266,000 | 17,368,000 | 23,429,000 |
| Noninterest income | 151,000 | 486,000 | 666,000 | 819,000 |
| Noninterest expense | 2,074,000 | 4,253,000 | 6,313,000 | 7,941,000 |
| Provision for loan losses | 50,000 | 285,000 | 635,000 | 1,135,000 |
| Pretax income | 3,523,000 | 7,214,000 | 11,086,000 | 15,172,000 |
| Income tax | 1,316,000 | 2,623,000 | 4,016,000 | 5,435,000 |
| Net income | 2,207,000 | 4,591,000 | 7,070,000 | 9,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,483,000 | 63,489,000 | 65,600,000 | 66,692,000 |
| Total capital | 68,036,000 | 70,459,000 | 72,976,000 | 74,363,000 |
| Risk-weighted assets | 520,766,000 | 554,288,000 | 586,889,000 | 610,327,000 |