Call reports 2005
NORTHSIDE COMMUNITY BANK — 2005
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 492,799,000 | 518,613,000 | 511,121,000 | 526,093,000 |
| Total loans | 442,133,000 | 460,944,000 | 473,761,000 | 478,484,000 |
| Allowance for loan losses | 8,754,000 | 9,353,000 | 9,427,000 | 9,857,000 |
| Securities available for sale | 4,488,000 | 4,508,000 | 4,506,000 | 3,510,000 |
| Securities held to maturity | 9,858,000 | 9,062,000 | 8,169,000 | 11,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,759,000 | 433,495,000 | 423,139,000 | 435,214,000 |
| Interest-bearing deposits | 369,729,000 | 398,200,000 | 389,090,000 | 396,605,000 |
| Noninterest-bearing deposits | 36,030,000 | 35,295,000 | 34,049,000 | 38,608,000 |
| Equity capital | 54,995,000 | 56,685,000 | 57,513,000 | 59,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 7,296,000 | 15,329,000 | 23,782,000 | 32,754,000 |
| Interest expense | 2,410,000 | 5,222,000 | 8,409,000 | 11,857,000 |
| Net interest income | 4,886,000 | 10,107,000 | 15,373,000 | 20,897,000 |
| Noninterest income | 178,000 | 413,000 | 610,000 | 772,000 |
| Noninterest expense | 1,720,000 | 3,426,000 | 5,155,000 | 6,769,000 |
| Provision for loan losses | 150,000 | 650,000 | 1,155,000 | 1,525,000 |
| Pretax income | 3,194,000 | 6,444,000 | 9,673,000 | 13,375,000 |
| Income tax | 1,247,000 | 2,529,000 | 3,591,000 | 4,821,000 |
| Net income | 1,947,000 | 3,915,000 | 6,082,000 | 8,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,995,000 | 56,688,000 | 57,513,000 | 59,613,000 |
| Total capital | 60,972,000 | 62,606,000 | 63,648,000 | 66,034,000 |
| Risk-weighted assets | 475,383,000 | 470,037,000 | 487,532,000 | 510,257,000 |