Call reports 2003
NORTHSIDE COMMUNITY BANK — 2003
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 385,144,000 | 395,962,000 | 420,552,000 | 434,964,000 |
| Total loans | 363,432,000 | 375,002,000 | 399,693,000 | 395,646,000 |
| Allowance for loan losses | 5,499,000 | 6,045,000 | 6,913,000 | 7,568,000 |
| Securities available for sale | 0 | 498,000 | 495,000 | 493,000 |
| Securities held to maturity | 8,535,000 | 7,539,000 | 7,420,000 | 7,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,707,000 | 315,895,000 | 341,160,000 | 352,938,000 |
| Interest-bearing deposits | 291,105,000 | 288,879,000 | 311,401,000 | 320,542,000 |
| Noninterest-bearing deposits | 23,602,000 | 27,016,000 | 29,759,000 | 32,397,000 |
| Equity capital | 45,547,000 | 46,591,000 | 47,651,000 | 48,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,989,000 | 12,194,000 | 18,606,000 | 25,138,000 |
| Interest expense | 2,298,000 | 4,489,000 | 6,672,000 | 8,803,000 |
| Net interest income | 3,691,000 | 7,705,000 | 11,934,000 | 16,335,000 |
| Noninterest income | 212,000 | 434,000 | 637,000 | 800,000 |
| Noninterest expense | 1,610,000 | 3,118,000 | 4,611,000 | 5,644,000 |
| Provision for loan losses | 390,000 | 1,335,000 | 2,345,000 | 2,985,000 |
| Pretax income | 1,903,000 | 3,686,000 | 5,615,000 | 8,506,000 |
| Income tax | 679,000 | 1,217,000 | 1,890,000 | 2,885,000 |
| Net income | 1,224,000 | 2,469,000 | 3,725,000 | 5,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,547,000 | 46,591,000 | 47,651,000 | 48,607,000 |
| Total capital | 50,107,000 | 51,283,000 | 52,552,000 | 53,557,000 |
| Risk-weighted assets | 363,837,000 | 374,061,000 | 390,031,000 | 393,415,000 |