Call reports 2002
NORTHSIDE COMMUNITY BANK — 2002
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 330,617,000 | 356,482,000 | 356,311,000 | 381,264,000 |
| Total loans | 314,127,000 | 322,754,000 | 331,184,000 | 361,353,000 |
| Allowance for loan losses | 4,119,000 | 4,179,000 | 4,349,000 | 5,155,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,963,000 | 7,226,000 | 9,163,000 | 8,851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,384,000 | 281,124,000 | 279,997,000 | 307,779,000 |
| Interest-bearing deposits | 245,237,000 | 258,517,000 | 257,700,000 | 279,469,000 |
| Noninterest-bearing deposits | 22,147,000 | 22,607,000 | 22,298,000 | 28,311,000 |
| Equity capital | 29,823,000 | 43,040,000 | 43,562,000 | 44,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,518,000 | 11,415,000 | 17,458,000 | 23,571,000 |
| Interest expense | 2,849,000 | 5,499,000 | 8,066,000 | 10,523,000 |
| Net interest income | 2,669,000 | 5,916,000 | 9,392,000 | 13,048,000 |
| Noninterest income | 176,000 | 343,000 | 578,000 | 821,000 |
| Noninterest expense | 1,180,000 | 2,470,000 | 3,900,000 | 5,426,000 |
| Provision for loan losses | 245,000 | 581,000 | 1,076,000 | 1,961,000 |
| Pretax income | 1,420,000 | 3,208,000 | 4,994,000 | 6,482,000 |
| Income tax | 527,000 | 1,165,000 | 1,848,000 | 2,163,000 |
| Net income | 893,000 | 2,043,000 | 3,146,000 | 4,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,823,000 | 43,040,000 | 43,562,000 | 44,520,000 |
| Total capital | 33,603,000 | 47,055,000 | 47,601,000 | 48,900,000 |
| Risk-weighted assets | 302,092,000 | 321,093,000 | 322,816,000 | 349,637,000 |