Call reports 2001
NORTHSIDE COMMUNITY BANK — 2001
What NORTHSIDE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 222,362,000 | 253,158,000 | 280,148,000 | 311,552,000 |
| Total loans | 210,243,000 | 239,664,000 | 266,383,000 | 293,807,000 |
| Allowance for loan losses | 2,963,000 | 3,254,000 | 3,670,000 | 3,874,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,220,000 | 4,208,000 | 5,425,000 | 6,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,331,000 | 190,280,000 | 224,872,000 | 246,331,000 |
| Interest-bearing deposits | 149,513,000 | 171,880,000 | 204,792,000 | 225,012,000 |
| Noninterest-bearing deposits | 13,818,000 | 18,400,000 | 20,080,000 | 21,319,000 |
| Equity capital | 26,174,000 | 26,680,000 | 27,225,000 | 28,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,509,000 | 9,372,000 | 14,746,000 | 20,450,000 |
| Interest expense | 2,467,000 | 5,191,000 | 8,134,000 | 10,991,000 |
| Net interest income | 2,042,000 | 4,181,000 | 6,612,000 | 9,459,000 |
| Noninterest income | 157,000 | 317,000 | 511,000 | 730,000 |
| Noninterest expense | 1,077,000 | 2,240,000 | 3,406,000 | 4,277,000 |
| Provision for loan losses | 293,000 | 625,000 | 1,104,000 | 1,294,000 |
| Pretax income | 829,000 | 1,633,000 | 2,613,000 | 4,618,000 |
| Income tax | 340,000 | 638,000 | 1,025,000 | 1,675,000 |
| Net income | 489,000 | 995,000 | 1,588,000 | 2,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,174,000 | 26,680,000 | 27,225,000 | 28,466,000 |
| Total capital | 28,768,000 | 29,718,000 | 30,451,000 | 31,994,000 |
| Risk-weighted assets | 207,155,000 | 242,859,000 | 257,628,000 | 281,904,000 |