Call reports 2026
LUMBEE GUARANTY BANK — 2026
What LUMBEE GUARANTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 559,617,000 | 583,492,000 |
| Total loans | 233,978,000 | 242,011,000 |
| Allowance for loan losses | 1,204,000 | 1,251,000 |
| Securities available for sale | 117,942,000 | 147,103,000 |
| Securities held to maturity | 146,929,000 | 144,583,000 |
| Trading assets | 0 | 0 |
| Total deposits | 494,111,000 | 490,386,000 |
| Interest-bearing deposits | 345,130,000 | 331,331,000 |
| Noninterest-bearing deposits | 148,981,000 | 159,055,000 |
| Equity capital | 52,003,000 | 52,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,600,000 | 11,426,000 |
| Interest expense | 1,729,000 | 3,540,000 |
| Net interest income | 3,871,000 | 7,886,000 |
| Noninterest income | 853,000 | 1,731,000 |
| Noninterest expense | 3,403,000 | 6,881,000 |
| Provision for loan losses | 21,000 | 68,000 |
| Pretax income | 1,309,000 | 2,677,000 |
| Income tax | 153,000 | 320,000 |
| Net income | 1,156,000 | 2,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 61,501,000 | 61,929,000 |