Call reports 2018
LUMBEE GUARANTY BANK — 2018
What LUMBEE GUARANTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 315,607,000 | 312,126,000 | 340,395,000 | 336,770,000 |
| Total loans | 173,432,000 | 177,656,000 | 183,629,000 | 183,009,000 |
| Allowance for loan losses | 2,177,000 | 2,034,000 | 2,096,000 | 2,172,000 |
| Securities available for sale | 51,915,000 | 49,406,000 | 46,839,000 | 56,618,000 |
| Securities held to maturity | 49,442,000 | 49,344,000 | 49,150,000 | 47,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,515,000 | 267,270,000 | 295,105,000 | 289,378,000 |
| Interest-bearing deposits | 185,906,000 | 178,204,000 | 206,390,000 | 195,772,000 |
| Noninterest-bearing deposits | 86,609,000 | 89,066,000 | 88,715,000 | 93,606,000 |
| Equity capital | 36,437,000 | 36,744,000 | 37,347,000 | 37,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,374,000 | 9,869,000 | 13,436,000 |
| Interest expense | 173,000 | 381,000 | 688,000 | 1,054,000 |
| Net interest income | 2,984,000 | 5,993,000 | 9,181,000 | 12,382,000 |
| Noninterest income | 556,000 | 1,136,000 | 1,633,000 | 2,134,000 |
| Noninterest expense | 2,684,000 | 5,406,000 | 8,000,000 | 10,730,000 |
| Provision for loan losses | 12,000 | 25,000 | 99,000 | 167,000 |
| Pretax income | 844,000 | 1,698,000 | 2,715,000 | 3,619,000 |
| Income tax | 106,000 | 216,000 | 365,000 | 516,000 |
| Net income | 738,000 | 1,482,000 | 2,350,000 | 3,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,846,000 | 38,301,000 | 39,181,000 | 39,573,000 |
| Total capital | 40,023,000 | 40,335,000 | 41,277,000 | 41,745,000 |
| Risk-weighted assets | 196,544,000 | 208,390,000 | 214,137,000 | 217,766,000 |