Call reports 2017
LUMBEE GUARANTY BANK — 2017
What LUMBEE GUARANTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 333,706,000 | 322,594,000 | 331,199,000 | 319,431,000 |
| Total loans | 175,126,000 | 174,896,000 | 174,355,000 | 177,100,000 |
| Allowance for loan losses | 2,520,000 | 2,403,000 | 2,408,000 | 2,171,000 |
| Securities available for sale | 57,329,000 | 56,003,000 | 56,778,000 | 54,904,000 |
| Securities held to maturity | 56,501,000 | 54,485,000 | 52,996,000 | 51,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,899,000 | 279,470,000 | 287,881,000 | 276,842,000 |
| Interest-bearing deposits | 201,646,000 | 194,040,000 | 201,104,000 | 190,566,000 |
| Noninterest-bearing deposits | 89,253,000 | 85,430,000 | 86,777,000 | 86,276,000 |
| Equity capital | 35,496,000 | 36,033,000 | 36,524,000 | 36,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,094,000 | 6,224,000 | 9,375,000 | 12,572,000 |
| Interest expense | 183,000 | 362,000 | 536,000 | 703,000 |
| Net interest income | 2,911,000 | 5,862,000 | 8,839,000 | 11,869,000 |
| Noninterest income | 567,000 | 1,097,000 | 1,647,000 | 2,158,000 |
| Noninterest expense | 2,732,000 | 5,531,000 | 8,303,000 | 11,171,000 |
| Provision for loan losses | 37,000 | 50,000 | 88,000 | 118,000 |
| Pretax income | 709,000 | 1,378,000 | 2,095,000 | 2,738,000 |
| Income tax | 103,000 | 192,000 | 307,000 | 882,000 |
| Net income | 606,000 | 1,186,000 | 1,788,000 | 1,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,222,000 | 36,505,000 | 37,119,000 | 37,135,000 |
| Total capital | 38,742,000 | 38,908,000 | 39,527,000 | 39,306,000 |
| Risk-weighted assets | 207,465,000 | 206,491,000 | 206,518,000 | 207,483,000 |