Call reports 2011
LUMBEE GUARANTY BANK — 2011
What LUMBEE GUARANTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 277,854,000 | 282,273,000 | 286,935,000 | 304,205,000 |
| Total loans | 175,499,000 | 179,485,000 | 183,212,000 | 182,932,000 |
| Allowance for loan losses | 2,851,000 | 2,991,000 | 3,170,000 | 3,209,000 |
| Securities available for sale | 31,494,000 | 30,183,000 | 27,530,000 | 27,914,000 |
| Securities held to maturity | 31,597,000 | 34,533,000 | 34,503,000 | 33,160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,251,000 | 237,290,000 | 244,022,000 | 260,590,000 |
| Interest-bearing deposits | 184,218,000 | 190,371,000 | 195,038,000 | 208,900,000 |
| Noninterest-bearing deposits | 50,033,000 | 46,919,000 | 48,984,000 | 51,690,000 |
| Equity capital | 28,912,000 | 29,420,000 | 30,009,000 | 30,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,516,000 | 7,057,000 | 10,552,000 | 14,096,000 |
| Interest expense | 782,000 | 1,527,000 | 2,249,000 | 2,979,000 |
| Net interest income | 2,734,000 | 5,530,000 | 8,303,000 | 11,117,000 |
| Noninterest income | 470,000 | 1,048,000 | 1,681,000 | 2,280,000 |
| Noninterest expense | 2,422,000 | 4,856,000 | 7,563,000 | 10,127,000 |
| Provision for loan losses | 151,000 | 401,000 | 581,000 | 833,000 |
| Pretax income | 631,000 | 1,322,000 | 1,741,000 | 2,269,000 |
| Income tax | 67,000 | 242,000 | 199,000 | 235,000 |
| Net income | 564,000 | 1,080,000 | 1,542,000 | 2,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,410,000 | 28,665,000 | 29,140,000 | 29,372,000 |
| Total capital | 30,728,000 | 31,045,000 | 31,575,000 | 31,840,000 |
| Risk-weighted assets | 184,898,000 | 189,778,000 | 194,034,000 | 196,712,000 |