Call report 2004Q4
LUMBEE GUARANTY BANK — 2004Q4
The 22 measures LUMBEE GUARANTY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 161,579,000 | USD | evidence → |
| Total loans | 113,127,000 | USD | evidence → |
| Allowance for loan losses | 1,599,000 | USD | evidence → |
| Securities available for sale | 5,041,000 | USD | evidence → |
| Securities held to maturity | 20,651,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,348,000 | USD | evidence → |
| Interest-bearing deposits | 102,693,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,655,000 | USD | evidence → |
| Equity capital | 19,181,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,753,000 | USD | evidence → |
| Interest expense | 1,687,000 | USD | evidence → |
| Net interest income | 7,066,000 | USD | evidence → |
| Noninterest income | 2,905,000 | USD | evidence → |
| Noninterest expense | 6,771,000 | USD | evidence → |
| Provision for loan losses | 277,000 | USD | evidence → |
| Pretax income | 2,924,000 | USD | evidence → |
| Income tax | 817,000 | USD | evidence → |
| Net income | 2,107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,219,000 | USD | evidence → |
| Total capital | 20,668,000 | USD | evidence → |
| Risk-weighted assets | 115,757,000 | USD | evidence → |