Call reports 2001
LUMBEE GUARANTY BANK — 2001
What LUMBEE GUARANTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 130,393,000 | 134,448,000 | 138,168,000 | 147,530,000 |
| Total loans | 77,987,000 | 79,433,000 | 81,108,000 | 82,859,000 |
| Allowance for loan losses | 1,352,000 | 1,371,000 | 1,393,000 | 1,392,000 |
| Securities available for sale | 16,048,000 | 18,466,000 | 22,144,000 | 16,498,000 |
| Securities held to maturity | 12,900,000 | 14,013,000 | 17,387,000 | 18,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,650,000 | 119,762,000 | 122,737,000 | 131,754,000 |
| Interest-bearing deposits | 94,487,000 | 98,767,000 | 101,762,000 | 107,039,000 |
| Noninterest-bearing deposits | 21,163,000 | 20,995,000 | 20,975,000 | 24,715,000 |
| Equity capital | 13,559,000 | 13,745,000 | 14,223,000 | 14,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,726,000 | 7,102,000 | 9,397,000 |
| Interest expense | 1,103,000 | 2,166,000 | 3,193,000 | 4,141,000 |
| Net interest income | 1,280,000 | 2,560,000 | 3,909,000 | 5,256,000 |
| Noninterest income | 387,000 | 797,000 | 1,219,000 | 1,801,000 |
| Noninterest expense | 1,162,000 | 2,406,000 | 3,666,000 | 5,025,000 |
| Provision for loan losses | 72,000 | 129,000 | 210,000 | 263,000 |
| Pretax income | 433,000 | 837,000 | 1,287,000 | 1,815,000 |
| Income tax | 92,000 | 181,000 | 283,000 | 405,000 |
| Net income | 341,000 | 656,000 | 1,004,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,380,000 | 13,568,000 | 13,925,000 | 14,185,000 |
| Total capital | 14,369,000 | 14,593,000 | 14,977,000 | 15,286,000 |
| Risk-weighted assets | 78,732,000 | 81,605,000 | 83,782,000 | 87,754,000 |