Call reports 2016
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2016
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 252,331,000 | 248,829,000 | 245,352,000 | 245,464,000 |
| Total loans | 126,708,000 | 131,171,000 | 132,798,000 | 128,764,000 |
| Allowance for loan losses | 1,919,000 | 1,916,000 | 1,916,000 | 1,915,000 |
| Securities available for sale | 81,020,000 | 80,965,000 | 74,408,000 | 76,197,000 |
| Securities held to maturity | 20,000 | 20,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,620,000 | 212,290,000 | 208,313,000 | 208,670,000 |
| Interest-bearing deposits | 169,801,000 | 168,765,000 | 167,480,000 | 167,432,000 |
| Noninterest-bearing deposits | 46,819,000 | 43,525,000 | 40,833,000 | 41,238,000 |
| Equity capital | 34,580,000 | 35,321,000 | 35,763,000 | 35,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,184,000 | 6,342,000 | 8,471,000 |
| Interest expense | 253,000 | 506,000 | 760,000 | 1,021,000 |
| Net interest income | 1,816,000 | 3,678,000 | 5,582,000 | 7,450,000 |
| Noninterest income | 227,000 | 444,000 | 669,000 | 909,000 |
| Noninterest expense | 1,211,000 | 2,415,000 | 3,722,000 | 5,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 832,000 | 1,707,000 | 2,529,000 | 3,178,000 |
| Income tax | 268,000 | 552,000 | 818,000 | 1,018,000 |
| Net income | 564,000 | 1,155,000 | 1,711,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,175,000 | 34,767,000 | 35,323,000 | 35,605,000 |
| Total capital | 35,538,000 | 36,173,000 | 36,733,000 | 36,986,000 |
| Risk-weighted assets | 108,518,000 | 111,948,000 | 112,305,000 | 109,967,000 |