Call reports 2015
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2015
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 256,830,000 | 255,730,000 | 252,126,000 | 247,189,000 |
| Total loans | 124,201,000 | 128,766,000 | 131,336,000 | 128,323,000 |
| Allowance for loan losses | 1,928,000 | 1,927,000 | 1,924,000 | 1,923,000 |
| Securities available for sale | 80,948,000 | 89,153,000 | 90,570,000 | 83,904,000 |
| Securities held to maturity | 40,000 | 40,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,840,000 | 221,267,000 | 217,180,000 | 212,338,000 |
| Interest-bearing deposits | 174,827,000 | 173,711,000 | 171,005,000 | 169,532,000 |
| Noninterest-bearing deposits | 48,013,000 | 47,556,000 | 46,175,000 | 42,806,000 |
| Equity capital | 32,817,000 | 33,256,000 | 33,710,000 | 33,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,011,000 | 4,093,000 | 6,236,000 | 8,365,000 |
| Interest expense | 256,000 | 516,000 | 776,000 | 1,033,000 |
| Net interest income | 1,755,000 | 3,577,000 | 5,460,000 | 7,332,000 |
| Noninterest income | 244,000 | 490,000 | 735,000 | 991,000 |
| Noninterest expense | 1,197,000 | 2,390,000 | 3,638,000 | 5,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 802,000 | 1,677,000 | 2,557,000 | 3,283,000 |
| Income tax | 257,000 | 536,000 | 820,000 | 1,047,000 |
| Net income | 545,000 | 1,141,000 | 1,737,000 | 2,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,382,000 | 32,978,000 | 33,274,000 | 33,612,000 |
| Total capital | 33,729,000 | 34,378,000 | 34,696,000 | 34,993,000 |
| Risk-weighted assets | 107,190,000 | 111,502,000 | 113,267,000 | 109,954,000 |