Call reports 2014
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2014
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 244,702,000 | 246,786,000 | 240,319,000 | 246,851,000 |
| Total loans | 117,373,000 | 124,445,000 | 128,914,000 | 126,133,000 |
| Allowance for loan losses | 1,912,000 | 1,904,000 | 1,907,000 | 1,925,000 |
| Securities available for sale | 78,232,000 | 77,676,000 | 77,033,000 | 71,968,000 |
| Securities held to maturity | 60,000 | 60,000 | 40,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,785,000 | 214,379,000 | 207,348,000 | 213,654,000 |
| Interest-bearing deposits | 172,025,000 | 169,787,000 | 165,079,000 | 169,892,000 |
| Noninterest-bearing deposits | 40,760,000 | 44,592,000 | 42,269,000 | 43,762,000 |
| Equity capital | 30,637,000 | 31,265,000 | 31,782,000 | 32,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,988,000 | 4,007,000 | 6,120,000 | 8,228,000 |
| Interest expense | 245,000 | 496,000 | 743,000 | 996,000 |
| Net interest income | 1,743,000 | 3,511,000 | 5,377,000 | 7,232,000 |
| Noninterest income | 247,000 | 494,000 | 763,000 | 1,012,000 |
| Noninterest expense | 1,172,000 | 2,333,000 | 3,647,000 | 4,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 818,000 | 1,672,000 | 2,493,000 | 3,306,000 |
| Income tax | 259,000 | 533,000 | 797,000 | 1,050,000 |
| Net income | 559,000 | 1,139,000 | 1,696,000 | 2,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,468,000 | 31,048,000 | 31,605,000 | 31,837,000 |
| Total capital | 31,734,000 | 32,377,000 | 32,997,000 | 33,191,000 |
| Risk-weighted assets | 100,667,000 | 105,769,000 | 110,825,000 | 107,749,000 |