Call reports 2013
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2013
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 247,934,000 | 245,449,000 | 239,175,000 | 237,329,000 |
| Total loans | 108,455,000 | 116,216,000 | 118,547,000 | 120,191,000 |
| Allowance for loan losses | 1,927,000 | 1,915,000 | 1,911,000 | 1,904,000 |
| Securities available for sale | 95,421,000 | 94,153,000 | 89,617,000 | 86,809,000 |
| Securities held to maturity | 80,000 | 80,000 | 60,000 | 60,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,198,000 | 214,956,000 | 208,127,000 | 206,337,000 |
| Interest-bearing deposits | 176,144,000 | 174,082,000 | 168,877,000 | 165,921,000 |
| Noninterest-bearing deposits | 41,054,000 | 40,874,000 | 39,250,000 | 40,416,000 |
| Equity capital | 29,659,000 | 29,334,000 | 29,862,000 | 29,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,065,000 | 6,163,000 | 8,250,000 |
| Interest expense | 347,000 | 660,000 | 943,000 | 1,202,000 |
| Net interest income | 1,660,000 | 3,405,000 | 5,220,000 | 7,048,000 |
| Noninterest income | 263,000 | 524,000 | 796,000 | 1,052,000 |
| Noninterest expense | 1,150,000 | 2,307,000 | 3,502,000 | 4,837,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,622,000 | 2,514,000 | 3,263,000 |
| Income tax | 242,000 | 515,000 | 799,000 | 1,037,000 |
| Net income | 531,000 | 1,107,000 | 1,715,000 | 2,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,542,000 | 29,118,000 | 29,726,000 | 29,909,000 |
| Total capital | 29,743,000 | 30,423,000 | 31,046,000 | 31,235,000 |
| Risk-weighted assets | 95,314,000 | 103,790,000 | 105,019,000 | 105,497,000 |