Call reports 2012
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2012
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 243,007,000 | 248,459,000 | 247,152,000 | 243,358,000 |
| Total loans | 113,380,000 | 113,599,000 | 113,976,000 | 108,720,000 |
| Allowance for loan losses | 1,842,000 | 1,882,000 | 1,941,000 | 1,929,000 |
| Securities available for sale | 79,176,000 | 85,444,000 | 85,170,000 | 91,126,000 |
| Securities held to maturity | 100,000 | 100,000 | 80,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,962,000 | 218,893,000 | 216,792,000 | 213,180,000 |
| Interest-bearing deposits | 177,988,000 | 180,645,000 | 179,231,000 | 172,007,000 |
| Noninterest-bearing deposits | 35,974,000 | 38,248,000 | 37,561,000 | 41,173,000 |
| Equity capital | 27,792,000 | 28,382,000 | 29,038,000 | 29,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,392,000 | 6,592,000 | 8,721,000 |
| Interest expense | 494,000 | 968,000 | 1,413,000 | 1,803,000 |
| Net interest income | 1,710,000 | 3,424,000 | 5,179,000 | 6,918,000 |
| Noninterest income | 264,000 | 504,000 | 744,000 | 1,032,000 |
| Noninterest expense | 1,152,000 | 2,309,000 | 3,491,000 | 4,827,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 150,000 |
| Pretax income | 777,000 | 1,529,000 | 2,282,000 | 2,973,000 |
| Income tax | 249,000 | 489,000 | 727,000 | 938,000 |
| Net income | 528,000 | 1,040,000 | 1,555,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,814,000 | 27,326,000 | 27,841,000 | 28,011,000 |
| Total capital | 28,037,000 | 28,567,000 | 29,084,000 | 29,200,000 |
| Risk-weighted assets | 97,209,000 | 98,615,000 | 98,718,000 | 94,392,000 |