Call reports 2011
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2011
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 230,329,000 | 229,492,000 | 229,746,000 | 232,979,000 |
| Total loans | 111,453,000 | 116,463,000 | 118,326,000 | 114,828,000 |
| Allowance for loan losses | 1,653,000 | 1,708,000 | 1,760,000 | 1,791,000 |
| Securities available for sale | 73,414,000 | 70,486,000 | 66,332,000 | 69,826,000 |
| Securities held to maturity | 120,000 | 120,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,248,000 | 201,819,000 | 201,238,000 | 204,607,000 |
| Interest-bearing deposits | 172,608,000 | 170,017,000 | 171,479,000 | 170,393,000 |
| Noninterest-bearing deposits | 30,640,000 | 31,802,000 | 29,759,000 | 34,214,000 |
| Equity capital | 25,631,000 | 26,510,000 | 27,243,000 | 27,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,577,000 | 6,908,000 | 9,213,000 |
| Interest expense | 614,000 | 1,208,000 | 1,774,000 | 2,307,000 |
| Net interest income | 1,647,000 | 3,369,000 | 5,134,000 | 6,906,000 |
| Noninterest income | 241,000 | 476,000 | 752,000 | 1,026,000 |
| Noninterest expense | 1,119,000 | 2,259,000 | 3,335,000 | 4,642,000 |
| Provision for loan losses | 54,000 | 108,000 | 174,000 | 235,000 |
| Pretax income | 715,000 | 1,478,000 | 2,377,000 | 3,055,000 |
| Income tax | 223,000 | 466,000 | 759,000 | 967,000 |
| Net income | 492,000 | 1,012,000 | 1,618,000 | 2,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,052,000 | 25,572,000 | 26,166,000 | 26,315,000 |
| Total capital | 26,281,000 | 26,829,000 | 27,475,000 | 27,544,000 |
| Risk-weighted assets | 97,891,000 | 100,081,000 | 104,287,000 | 97,765,000 |