Call reports 2010
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2010
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 219,849,000 | 222,690,000 | 226,033,000 | 225,070,000 |
| Total loans | 107,496,000 | 112,693,000 | 114,117,000 | 111,917,000 |
| Allowance for loan losses | 1,357,000 | 1,415,000 | 1,512,000 | 1,594,000 |
| Securities available for sale | 72,195,000 | 70,176,000 | 63,864,000 | 66,467,000 |
| Securities held to maturity | 140,000 | 140,000 | 120,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,742,000 | 196,680,000 | 199,265,000 | 198,872,000 |
| Interest-bearing deposits | 164,049,000 | 165,753,000 | 170,221,000 | 170,454,000 |
| Noninterest-bearing deposits | 30,693,000 | 30,927,000 | 29,044,000 | 28,418,000 |
| Equity capital | 23,991,000 | 24,754,000 | 25,387,000 | 25,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,352,000 | 4,717,000 | 7,144,000 | 9,501,000 |
| Interest expense | 710,000 | 1,421,000 | 2,129,000 | 2,821,000 |
| Net interest income | 1,642,000 | 3,296,000 | 5,015,000 | 6,680,000 |
| Noninterest income | 237,000 | 461,000 | 713,000 | 965,000 |
| Noninterest expense | 1,063,000 | 2,117,000 | 3,257,000 | 4,545,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 756,000 | 1,520,000 | 2,261,000 | 2,800,000 |
| Income tax | 241,000 | 485,000 | 720,000 | 883,000 |
| Net income | 515,000 | 1,035,000 | 1,541,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,398,000 | 23,919,000 | 24,425,000 | 24,559,000 |
| Total capital | 24,572,000 | 25,162,000 | 25,664,000 | 25,774,000 |
| Risk-weighted assets | 93,772,000 | 99,271,000 | 98,851,000 | 96,854,000 |
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