Call reports 2009
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2009
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 213,969,000 | 213,121,000 | 214,438,000 | 214,952,000 |
| Total loans | 100,654,000 | 105,196,000 | 113,627,000 | 109,371,000 |
| Allowance for loan losses | 1,157,000 | 1,219,000 | 1,244,000 | 1,294,000 |
| Securities available for sale | 75,372,000 | 81,578,000 | 73,744,000 | 64,397,000 |
| Securities held to maturity | 478,000 | 481,000 | 465,000 | 468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,146,000 | 188,865,000 | 189,470,000 | 190,229,000 |
| Interest-bearing deposits | 155,083,000 | 160,856,000 | 161,466,000 | 158,666,000 |
| Noninterest-bearing deposits | 35,063,000 | 28,009,000 | 28,004,000 | 31,563,000 |
| Equity capital | 22,277,000 | 22,747,000 | 23,459,000 | 23,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,510,000 | 5,008,000 | 7,563,000 | 10,057,000 |
| Interest expense | 1,024,000 | 1,983,000 | 2,881,000 | 3,679,000 |
| Net interest income | 1,486,000 | 3,025,000 | 4,682,000 | 6,378,000 |
| Noninterest income | 218,000 | 431,000 | 666,000 | 895,000 |
| Noninterest expense | 1,079,000 | 2,204,000 | 3,355,000 | 4,562,000 |
| Provision for loan losses | 15,000 | 80,000 | 116,000 | 349,000 |
| Pretax income | 610,000 | 1,172,000 | 1,877,000 | 2,362,000 |
| Income tax | 193,000 | 372,000 | 598,000 | 744,000 |
| Net income | 417,000 | 800,000 | 1,279,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,779,000 | 22,168,000 | 22,654,000 | 22,883,000 |
| Total capital | 22,936,000 | 23,358,000 | 23,898,000 | 24,056,000 |
| Risk-weighted assets | 93,324,000 | 95,186,000 | 100,607,000 | 93,723,000 |
Machine access — free, no API key
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